Mobile-First budgeting, designed with you in mind.
Tracking money shouldn't be hard when it all moves through your phone. Let's make it easy for you.
Get Started in 3 Simple Steps
Setting up FinanceAnt is simple and straightforward. Follow these three easy steps to start taking control of your finances today.
Download our mobile application
We are available on Android, Apple and Web. To get the best experience, we recommend starting your journey with our mobile apps. The web platform is more of a companion, not the main driver.
Setup your FinanceAnt Inbox
For most banks and mobile money providers, whenever you transact, you receive an SMS notification. This is what we direct into your inbox. This works automatically in Android. For iOS, you will need to go through some extra steps via your Shortcuts app.
Track, Budget & Achieve Your Goals
Once your Inbox is ready, you will be able to track, categorize and analyze how your money moves.
Replace manual excel sheets with intelligent automation
FinanceAnt brings you powerful features that make managing your money effortless and intelligent. From automatic transaction tracking to family collaboration, we've got everything you need.
FinanceAnt Inbox
Our system will intelligently extract your transaction information ready for your analysis. No copy-pasting, no manual entry needed.
Account Statement Import
Want to ensure all your transactions were correctly tracked? Our system supports importing mobile money, bank and other financial institution's statements accurately and elegantly.
Budget Alerts
No one has time to be monitoring charts and tables. Receive automatic notifications and alerts when your spending goes over your setup budgets. Know when to cool-down on spending or wait for the new month.
Multi-Currency Support
We speak KES, but understand the world. Whether your money comes in as USD, or leaves as TZS, we've got you covered. We support setting up accounts in multiple currencies and keep track of exchange rates globally.
Collaborative Family Finances
Share accounts, budgets and spending limits with your family, track contributions together, and hit those savings goals together. Families who work together, thrive together.
We Love Integrations
Want the full financial picture? We have integrations into QuickBooks, crypto, investment apps, etc. Track how your portfolio is growing as you plan your long-term financial goals.
Why Use a Budgeting App Instead of Excel?
Automatic Transaction Tracking
Excel requires manual data entry for every transaction, which is time-consuming and error-prone. FinanceAnt automatically captures transactions from SMS notifications, eliminating manual work entirely.
Real-Time Budget Alerts
Excel can't notify you when you're overspending—you have to check it yourself. FinanceAnt sends instant alerts when you exceed budget limits, helping you stay on track effortlessly.
Multi-Currency & Integration Support
Managing multiple currencies and tracking investments in Excel requires complex formulas and constant updates. FinanceAnt handles currency conversions automatically and integrates with QuickBooks, crypto, and investment apps for a complete financial picture.
Simple, transparent pricing.
Choose the plan that fits your needs. Start with our Mwananchi Plan for personal use, or go unlimited with our Bazuu Plan.
Mwananchi Plan
Kes. 200
Perfect for personal use with essential features to get you started.
- FinanceAnt Inbox. Limit 500 transactions a month
- Account statements import. Limit 10 pages a month
- Account. 3 accounts maximum
Bazuu Plan
Kes. 500
For power users, families, or small businesses who need unlimited access.
- Unlimited transactions
- Unlimited account statement imports
- Unlimited accounts
- Family team collaboration features
- Multi-currency support
- Third-party integrations (QuickBooks, etc.)
- Priority customer support
Frequently asked questions
If you have anything else you want to ask, reach out to us.
How does FinanceAnt track my transactions?
FinanceAnt automatically reads SMS notifications from your bank or mobile money provider and extracts transaction details. No manual entry needed—just let the app do the work!
Is my financial data secure?
Yes! We use bank-level encryption to protect your data. We only read SMS notifications—we never access your bank account directly or store sensitive login credentials.
Can I use FinanceAnt if I don't receive SMS notifications for transactions?
Absolutely! You can manually import account statements from your bank or mobile money provider. Our system will accurately extract and categorize all transactions for you.
Does FinanceAnt work with all banks and mobile money providers in Kenya?
FinanceAnt works with most major banks and mobile money providers (M-Pesa, Airtel Money, etc.). If your provider sends SMS transaction notifications, we can track them!
What is the difference between the Mwananchi and Bazuu plans?
The Mwananchi Plan (Kes. 200/month) is perfect for personal use with limits on transactions (500/month) and accounts (3 max). The Bazuu Plan (Kes. 500/month) removes all limits and is ideal for power users, families, or small businesses.
Can I share my budget with family members?
Yes! FinanceAnt supports collaborative family finances. You can share accounts, budgets, and spending limits with family members to track contributions and achieve savings goals together.
How do budget alerts work?
Set monthly budget limits for different categories (groceries, entertainment, etc.). FinanceAnt will send you automatic notifications when you're approaching or exceeding your budget, helping you stay in control.
Does FinanceAnt support multiple currencies?
Yes! While we're based in Kenya and primarily use KES, FinanceAnt supports multiple currencies including USD, EUR, TZS, UGX, and more. We automatically track exchange rates for accurate reporting.
Can I connect FinanceAnt to other financial apps?
Yes! FinanceAnt integrates with QuickBooks, cryptocurrency platforms, and investment apps. This gives you a complete view of your financial health in one place.
Is there a free trial?
We offer early access to users who request it. Sign up to get notified when we launch and receive special early-bird pricing!
What happens if I exceed my transaction limit on the Mwananchi Plan?
If you exceed 500 transactions in a month, you can either upgrade to the Bazuu Plan for unlimited transactions or wait until the next month when your limit resets.
Do I need to manually categorize my transactions?
FinanceAnt uses intelligent automation to automatically categorize most transactions. You can always adjust categories manually if needed, and the app learns from your preferences over time.